Higher mortgage rates did not slow the fastest part of this market
Realtor.com reported that mortgage rates surged above 7% for the first time since January 2025. That is a real cost for buyers. Yet in parts of Montgomery County, demand barely flinched.
These numbers cover the three months ending August 31, 2026. The Real Estate Data Aggregator counted homes sold, days on market, and how fast they went under contract across six ZIP codes here.
Harleysville led the county on speed
The Real Estate Data Aggregator counted 76.2% of Harleysville homes going under contract within two weeks of listing. That share rose 6.5 points from the same period in 2025. Buyers there are not waiting.
The median sale price in Harleysville reached $622,000, up 20.2% from a year before, according to the Real Estate Data Aggregator. Homes sold at 103.1% of list price on average. That means sellers there are still getting more than they asked.
How the ZIP codes compare on speed
Every ZIP code in this data saw more than 60% of homes go under contract within two weeks. That is a consistent pattern across Montgomery County, not just one street or one neighborhood.
Collegeville and Schwenksville also moved fast
The Real Estate Data Aggregator shows Collegeville (19426) and Schwenksville (19473) both sat at a median of 15 days on market. Souderton (18964) improved the most, dropping 16 days from the prior year to reach 18 days.
Collegeville also saw 69.7% of homes go under contract within two weeks, up 3.5 points from 2025, per the Real Estate Data Aggregator. Its median sale price came in at $614,000, up 6.3%.
Sellers are still getting above asking in most ZIP codes
| Harleysville | Collegeville | Lansdale | Schwenksville | |
|---|---|---|---|---|
| Sale to list | 103.1% | 102.9% | 101.6% | 101.3% |
| Sold above list | 60% | 61.5% | 52.4% | 58.6% |
| Median sale price | $622,000 | $614,000 | $485,000 | $591,250 |
Nationally, Realtor.com reported that 20.8% of listings had a price cut in September, the highest share since October 2022. Montgomery County is not seeing that same softening, at least not in these ZIP codes.
A note on West Point and Skippack
The Real Estate Data Aggregator counted only 3 homes sold in West Point (19486) and 2 in Skippack (19474) during this period. Those are small samples. One or two sales can move the numbers a lot. Read those figures with care.
West Point (19486) showed 4.1 months of supply, well above every other ZIP code here. That is a different picture from Harleysville's 1.5 months, per the Real Estate Data Aggregator.
What higher rates mean for you here
Redfin reported a weekly average mortgage rate of 7.32% for the four weeks ending October 25, 2026. That puts the median U.S. mortgage payment at $2,786, also per Redfin.
Higher payments slow some buyers. But in Harleysville, Collegeville, and Schwenksville, enough buyers are still competing to push most homes above asking price. A well-priced home here is still drawing offers.
Not every home sold fast, though. Lansdale (19446) sat at 22 days on market. Souderton (18964) saw 10.4% fewer homes sold than a year before, per the Real Estate Data Aggregator. The county is not one single story.
- Harleysville had the fastest market in this data: 76.2% under contract in two weeks, a median of 17 days on market, and homes selling at 103.1% of list.
- Collegeville and Schwenksville were close behind.
- Rates above 7% are real, but they have not erased competition in these ZIP codes.
- One street can read very differently from the whole ZIP code, though.
- The numbers above are a county-wide picture, not a verdict on your specific home.
Your next step
(610) 222-5369Text me your address and I will send back how fast homes like yours are going under contract in your part of Montgomery County right now. Takes a day, costs nothing.
Text me- Real Estate Data Aggregator numbers for ZIPs 18964, 19426, 19438, 19446, 19473, 19474 and 19486, the three months ending August 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Oct 7, 2026.
- Redfin: U.S. Home-Sale Prices Just Fell for the First Time in 3 Years, Oct 29, 2026
- Federal Housing Finance Agency: FHFA House Price Index® Up 0.3 Percent in August; Up 2.4 Percent from Last Year | FHFA, Oct 27, 2026
- Realtor.com: September 2026 Monthly Housing Trends: Price Cuts Hit 4-Year Highs as Mortgage Rates Top 7%, Sep 30, 2026
- Realtor.com: September 2026 Rental Report: Median Asking Rent Declines at the Slowest Pace in 3 Years, Oct 15, 2026
- CNBC: Home prices fall and rents rise, both for the first time in three years, Oct 29, 2026
- No Real Estate Data Aggregator numbers for 18958, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 19404, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 19407, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 19409, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 19420, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 19423, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 19430, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 19441, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 19443, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 19450, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 19451, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 19484, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 19490, so this part is from websites alone.